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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $509,118 | $165,361+207.9% | $149,715+240.1% | $158,950+220.3% |
| Participation rate | 88.2% | 84.6%+3.7pp | 82.5%+5.8pp | 82.0%+6.3pp |
| Annual return | 12.29% | 348.24%-335.9pp | 276.66%-264.4pp | 302.91%-290.6pp |
| Employer contribution / active EE | $4,070 | $5,103-20.2% | $4,645-12.4% | $4,762-14.5% |
| Participant deferral / active EE | $10,444 | $7,182+45.4% | $6,842+52.6% | $5,983+74.6% |
| Admin fee / account holder | $2,981 | $10,808-72.4% | $9,310-68.0% | $11,248-73.5% |