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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $509,118 | $165,399+207.8% | $149,745+240.0% | $158,982+220.2% |
| Participation rate | 88.2% | 84.6%+3.7pp | 82.5%+5.8pp | 82.0%+6.3pp |
| Annual return | 12.29% | 348.34%-336.0pp | 276.72%-264.4pp | 302.99%-290.7pp |
| Employer contribution / active EE | $4,070 | $5,105-20.3% | $4,646-12.4% | $4,763-14.5% |
| Participant deferral / active EE | $10,444 | $7,183+45.4% | $6,843+52.6% | $5,983+74.6% |
| Admin fee / account holder | $2,981 | $10,811-72.4% | $9,312-68.0% | $11,252-73.5% |