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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $389,397 | $157,276+147.6% | $141,177+175.8% | $152,885+154.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 18.28% | 64.33%-46.0pp | 71.40%-53.1pp | 345.39%-327.1pp |
| Employer contribution / active EE | $3,357 | $5,262-36.2% | $4,736-29.1% | $4,763-29.5% |
| Participant deferral / active EE | $10,149 | $7,110+42.7% | $6,710+51.3% | $5,851+73.5% |
| Admin fee / account holder | $12,870 | $12,123+6.2% | $10,263+25.4% | $11,598+11.0% |