Retirement plan

COMPUTER SERVICES, INC. AND SUBSIDIARIES PROFIT SHARING PLAN AND TRUST

Name: COMPUTER SERVICES, INC. - COMPUTER SERVICES, INC. AND SUBSIDIARIES PROFIT SHARING PLAN AND TRUST (2017) Form 5500
Creator: COMPUTER SERVICES, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, COMPUTER SERVICES, INC. AND SUBSIDIARIES PROFIT SHARING PLAN AND TRUST, COMPUTER SERVICES, INC.

COMPUTER SERVICES, INC.EIN 61-0649699Plan #001PY 2017

3901 TECHNOLOGY DR - PADUCAH, KY 42001270-442-7361attustech.comLinkedIn1-10 employeesnon-profit organization management

Prospect flagsLow returnsHigh feesLow participant contributionCorrective distributions

How to read this page

Total assets (EOY)

$177.2M

+16.9% from 2016

Total participants

1,261

+1.7% from 2016

Average account balance

$151,192

+10.3% from 2016

Annual return

16.31%

+20.96 pp from 2016

Benchmarks

See 169 peers

Peer group

Industry51 - Information

Plan typeDefined contribution

Participants1,000-4,999

Cohort169 peers

Snapshot2017

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$246.55M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$148K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

1,666

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

97.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$10.43M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.60%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$297

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 5 by compensation

Provider	Service type	Compensation
BAIRD INSURANCE SERVICES INC1 year Filed as: HILLIARD LYONS TRUST CO. LLC Service code 27 10200 FOREST GREEN BLVD, SUITE 500 · LOUISVILLE, KY 40223	Advisory (Plan)	$413,382
BAIRD INSURANCE SERVICES INC2+ years Filed as: HILLIARD LYONS Service code 27 · EIN 48-1205033 10200 FOREST GREEN BLVD, SUITE 500 · LOUISVILLE, KY 40223	Advisory (Plan)	$86,778
CPI QUALIFIED PLAN CONSULTANTS, INC1 year Filed as: CPI QUALIFED PLAN CONSULTANTS Service code 12 · EIN 48-1205033 1809 24TH STREET · GREAT BEND, KS 67530	Sub-transfer agency fees; Float reven...	$57,564
CPI QUALIFIED PLAN CONSULTANTS, INC2+ years Service code 12	Claims processing; Direct payment fro...	$15,707
BKD, LLP1 year Service code 10 P.O. BOX 628 · EVANSVILLE, IN 477040628	Accounting	$10,250

Plan features & details

Pension benefit codes2E2F2H2J2K3H

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2H
Partial participant-directed account plan
Participants have the opportunity to direct the investment of a portion of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

4 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.
ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$570K

$526 / participant

Investment mgmt$500K87.7%
Contract admin$58K10.1%
Other / not subdivided$12K2.2%

% of EOY assets

0.322%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BKD LLP
Auditor EIN: 440160260
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$151,192

$80,360+88.1%

$90,161+67.7%

$77,958+93.9%

Participation rate

91.8%

81.9%+9.9pp

76.9%+14.9pp

71.6%+20.1pp

Annual return

16.31%

24.56%-8.3pp

34.89%-18.6pp

20.87%-4.6pp

Employer contribution / active EE

$5,189

$2,326+123.1%

$3,318+56.4%

$2,310+124.6%

Participant deferral / active EE

$2,520

$5,829-56.8%

$5,287-52.3%

$3,537-28.7%

Admin fee / account holder

$487

$64+662.8%

$5,943-91.8%

$97+399.6%

Provider

Service type

Compensation

BAIRD INSURANCE SERVICES INC1 year

Filed as: HILLIARD LYONS TRUST CO. LLC

Service code 27

10200 FOREST GREEN BLVD, SUITE 500 · LOUISVILLE, KY 40223

Advisory (Plan)

$413,382

BAIRD INSURANCE SERVICES INC2+ years

Filed as: HILLIARD LYONS

Service code 27 · EIN 48-1205033

10200 FOREST GREEN BLVD, SUITE 500 · LOUISVILLE, KY 40223

Advisory (Plan)

$86,778

CPI QUALIFIED PLAN CONSULTANTS, INC1 year

Filed as: CPI QUALIFED PLAN CONSULTANTS

Service code 12 · EIN 48-1205033

1809 24TH STREET · GREAT BEND, KS 67530

Sub-transfer agency fees; Float reven...

$57,564

CPI QUALIFIED PLAN CONSULTANTS, INC2+ years

Service code 12

Claims processing; Direct payment fro...

$15,707

BKD, LLP1 year

Service code 10

P.O. BOX 628 · EVANSVILLE, IN 477040628

Accounting

$10,250

COMPUTER SERVICES, INC. AND SUBSIDIARIES PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

COMPUTER SERVICES, INC. AND SUBSIDIARIES PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion