Filed October 25, 2006
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
HIGHLAND CONSULTING ASSOCIATES1+ years Filed as: HIGHLAND CAPITAL ADVISORS, LLC Service code 28 1270 EASTERN PARKWAY · LOUISVILLE, KY 40204 | Investment Management | $35,090 |
Service code 19 · EIN 46-4091337 | Securities Custodian | $16,471 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
The auditor declined to give an opinion. This is usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,613 | $42,546+35.4% | $71,796-19.8% | $55,167+4.4% |
| Participation rate | 83.5% | 59.1%+24.3pp | 69.1%+14.3pp | 69.0%+14.5pp |
| Annual return | -3.52% | 12.36%-15.9pp | 78.04%-81.6pp | 169.23%-172.7pp |
| Employer contribution / active EE | $717 | $803-10.8% | $1,924-62.7% | $1,963-63.5% |
| Participant deferral / active EE | $2,261 | $2,064+9.5% | $2,794-19.1% | $3,054-26.0% |
| Admin fee / account holder | $506 | $650-22.2% | $4,815-89.5% | $504+0.4% |