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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $185,189 | $131,835+40.5% | $108,582+70.6% | $273,972-32.4% |
| Participation rate | 62.5% | 83.5%-21.0pp | 79.6%-17.1pp | 83.0%-20.5pp |
| Annual return | 11.02% | -91.57%+102.6pp | -51.70%+62.7pp | 41.46%-30.4pp |
| Employer contribution / active EE | $2,279 | $4,913-53.6% | $3,758-39.4% | $4,869-53.2% |
| Participant deferral / active EE | $6,399 | $5,127+24.8% | $4,311+48.4% | $5,287+21.0% |
| Admin fee / account holder | $5 | $10,253-100.0% | $7,645-99.9% | $10,133-100.0% |