Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,812 | $59,834-45.2% | $79,576-58.8% | $68,495-52.1% |
| Participation rate | 30.6% | 61.1%-30.5pp | 69.5%-38.9pp | 67.9%-37.3pp |
| Annual return | -11.50% | -12.30%+0.8pp | 0.15%-11.6pp | -7.84%-3.7pp |
| Employer contribution / active EE | $276 | $1,505-81.7% | $2,413-88.6% | $2,596-89.4% |
| Participant deferral / active EE | $1,839 | $3,024-39.2% | $3,985-53.9% | $4,028-54.3% |
| Admin fee / account holder | $3,418 | $4,835-29.3% | $6,834-50.0% | $5,403-36.7% |