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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,609 | $51,638-65.9% | $68,368-74.2% | $82,448-78.6% |
| Participation rate | 56.0% | 63.6%-7.6pp | 73.8%-17.8pp | 68.1%-12.1pp |
| Annual return | 141.42% | 37.53%+103.9pp | 292.57%-151.2pp | 41.64%+99.8pp |
| Employer contribution / active EE | $1,905 | $2,047-6.9% | $2,649-28.1% | $2,551-25.3% |
| Participant deferral / active EE | $1,910 | $2,914-34.5% | $4,123-53.7% | $4,139-53.9% |
| Admin fee / account holder | $844 | $4,643-81.8% | $5,150-83.6% | $7,234-88.3% |