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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,188 | $44,850-14.9% | $60,547-36.9% | $59,633-36.0% |
| Participation rate | 50.0% | 59.5%-9.5pp | 68.0%-18.0pp | 68.7%-18.7pp |
| Annual return | -1.43% | 1074.14%-1075.6pp | 335.64%-337.1pp | 2041.40%-2042.8pp |
| Employer contribution / active EE | $955 | $1,462-34.7% | $2,419-60.5% | $2,203-56.6% |
| Participant deferral / active EE | $3,279 | $2,230+47.1% | $3,328-1.5% | $3,192+2.8% |
| Admin fee / account holder | $1,675 | $3,635-53.9% | $4,536-63.1% | $4,297-61.0% |