Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $176,352 | $67,411+161.6% | $91,004+93.8% | $70,126+151.5% |
| Participation rate | 65.4% | 71.4%-6.0pp | 75.6%-10.2pp | 69.5%-4.2pp |
| Annual return | 21.74% | -40.16%+61.9pp | 4.60%+17.1pp | 73.15%-51.4pp |
| Employer contribution / active EE | $0 | $1,786-100.0% | $2,456-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $1,668 | $2,823-40.9% | $3,548-53.0% | $3,332-49.9% |
| Admin fee / account holder | $347 | $4,236-91.8% | $5,417-93.6% | $4,645-92.5% |