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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,966 | $52,678-5.1% | $75,784-34.1% | $59,633-16.2% |
| Participation rate | 84.8% | 67.2%+17.6pp | 75.8%+9.0pp | 68.7%+16.2pp |
| Annual return | -3.40% | 2.95%-6.4pp | 9.68%-13.1pp | 2041.45%-2044.8pp |
| Employer contribution / active EE | $1,801 | $2,193-17.9% | $3,323-45.8% | $2,203-18.2% |
| Participant deferral / active EE | $4,030 | $2,591+55.5% | $3,652+10.3% | $3,192+26.3% |
| Admin fee / account holder | $1,282 | $3,610-64.5% | $5,300-75.8% | $4,297-70.2% |