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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,355 | $24,618-86.4% | $71,585-95.3% | $82,637-95.9% |
| Participation rate | 77.9% | 68.2%+9.8pp | 68.2%+9.8pp | 68.1%+9.9pp |
| Annual return | 17.44% | 93.17%-75.7pp | 59.26%-41.8pp | 53.51%-36.1pp |
| Employer contribution / active EE | $303 | $852-64.5% | $1,669-81.9% | $2,552-88.1% |
| Participant deferral / active EE | $1,107 | $1,720-35.6% | $2,923-62.1% | $4,126-73.2% |
| Admin fee / account holder | $824 | $3,285-74.9% | $4,712-82.5% | $7,339-88.8% |