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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,445 | $76,519-82.4% | $56,025-76.0% | $145,897-90.8% |
| Participation rate | 30.8% | 63.2%-32.5pp | 52.5%-21.7pp | 80.3%-49.5pp |
| Annual return | 11.55% | 3017.03%-3005.5pp | 1712.69%-1701.1pp | 552.29%-540.7pp |
| Employer contribution / active EE | $379 | $1,383-72.6% | $1,042-63.6% | $4,663-91.9% |
| Participant deferral / active EE | $1,312 | $2,624-50.0% | $1,955-32.9% | $6,689-80.4% |
| Admin fee / account holder | $74,609 | $3,331+2140.0% | $2,828+2537.9% | $13,390+457.2% |