Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,074 | $69,012-92.6% | $160,009-96.8% | $68,486-92.6% |
| Participation rate | 27.3% | 65.4%-38.2pp | 78.0%-50.7pp | 67.9%-40.6pp |
| Annual return | 0.00% | -9.65%+9.7pp | 408.85%-408.8pp | -7.85%+7.9pp |
| Employer contribution / active EE | $456 | $2,212-79.4% | $4,225-89.2% | $2,597-82.4% |
| Participant deferral / active EE | $584 | $4,212-86.1% | $6,183-90.6% | $4,028-85.5% |
| Admin fee / account holder | $311 | $4,798-93.5% | $8,715-96.4% | $5,404-94.2% |