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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $113,863 | $110,307+3.2% | $96,576+17.9% | $139,456-18.4% |
| Participation rate | 63.6% | 78.1%-14.5pp | 76.0%-12.3pp | 80.3%-16.7pp |
| Annual return | 11.92% | 26.40%-14.5pp | 25.87%-13.9pp | 373.45%-361.5pp |
| Employer contribution / active EE | $1,874 | $3,619-48.2% | $2,965-36.8% | $4,753-60.6% |
| Participant deferral / active EE | $7,735 | $5,547+39.4% | $4,851+59.5% | $6,711+15.3% |
| Admin fee / account holder | $71,788 | $11,597+519.0% | $8,253+769.9% | $11,407+529.3% |