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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,832 | $29,670+17.4% | $56,054-37.9% | $80,911-57.0% |
| Participation rate | 60.6% | 41.7%+18.9pp | 52.5%+8.1pp | 67.6%-7.0pp |
| Annual return | 13.28% | 35.24%-22.0pp | 1705.95%-1692.7pp | 35.63%-22.3pp |
| Employer contribution / active EE | $973 | $670+45.3% | $1,039-6.4% | $2,756-64.7% |
| Participant deferral / active EE | $2,726 | $1,227+122.2% | $1,952+39.6% | $4,297-36.6% |
| Admin fee / account holder | $979 | $2,431-59.7% | $2,822-65.3% | $6,935-85.9% |