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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,925 | $72,273+59.0% | $101,275+13.5% | $79,856+43.9% |
| Participation rate | 38.2% | 68.5%-30.2pp | 75.8%-37.6pp | 69.6%-31.4pp |
| Annual return | 16.68% | 22.30%-5.6pp | 46.48%-29.8pp | 31.71%-15.0pp |
| Employer contribution / active EE | $0 | $2,691-100.0% | $3,660-100.0% | $2,471-100.0% |
| Participant deferral / active EE | $1,616 | $3,282-50.8% | $4,371-63.0% | $3,741-56.8% |
| Admin fee / account holder | $5 | $4,401-99.9% | $5,948-99.9% | $5,306-99.9% |