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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,867 | $106,267-48.4% | $96,520-43.2% | $139,456-60.7% |
| Participation rate | 50.0% | 77.8%-27.8pp | 74.3%-24.3pp | 80.3%-30.3pp |
| Annual return | 17.18% | 38.45%-21.3pp | 35.72%-18.5pp | 373.45%-356.3pp |
| Employer contribution / active EE | $1,072 | $4,105-73.9% | $3,739-71.3% | $4,753-77.5% |
| Participant deferral / active EE | $3,525 | $5,454-35.4% | $4,879-27.8% | $6,711-47.5% |
| Admin fee / account holder | $0 | $7,882-100.0% | $6,733-100.0% | $11,407-100.0% |