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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,188 | $102,938-17.2% | $94,105-9.5% | $138,895-38.7% |
| Participation rate | 91.7% | 74.6%+17.0pp | 71.9%+19.7pp | 79.9%+11.7pp |
| Annual return | 17.98% | 250.28%-232.3pp | 204.55%-186.6pp | 145.39%-127.4pp |
| Employer contribution / active EE | $3,332 | $2,732+22.0% | $2,504+33.1% | $4,194-20.5% |
| Participant deferral / active EE | $8,627 | $4,196+105.6% | $3,881+122.3% | $6,396+34.9% |
| Admin fee / account holder | $1,428 | $6,600-78.4% | $6,199-77.0% | $12,562-88.6% |