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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,575 | $121,656-14.0% | $104,6140% | $158,950-34.2% |
| Participation rate | 100.0% | 77.5%+22.5pp | 74.1%+25.9pp | 82.0%+18.0pp |
| Annual return | 12.96% | 465.51%-452.6pp | 340.56%-327.6pp | 302.91%-290.0pp |
| Employer contribution / active EE | $12,243 | $3,164+286.9% | $2,681+356.6% | $4,762+157.1% |
| Participant deferral / active EE | $8,324 | $4,177+99.3% | $3,739+122.6% | $5,983+39.1% |
| Admin fee / account holder | $36,899 | $7,775+374.6% | $6,464+470.9% | $11,248+228.0% |