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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,550 | $51,222-30.6% | $70,544-49.6% | $75,173-52.7% |
| Participation rate | 0.0% | 61.0%-61.0pp | 68.4%-68.4pp | 67.2%-67.2pp |
| Annual return | 18.11% | 30.06%-11.9pp | 32.79%-14.7pp | 160.72%-142.6pp |
| Employer contribution / active EE | $2,648 | $1,827+45.0% | $2,976-11.0% | $2,671-0.9% |
| Participant deferral / active EE | $4,779 | $2,850+67.7% | $4,568+4.6% | $4,126+15.8% |
| Admin fee / account holder | $3,473 | $4,096-15.2% | $6,427-46.0% | $5,651-38.5% |