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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,192 | $42,396-76.0% | $67,313-84.9% | $56,289-81.9% |
| Participation rate | 47.8% | 61.0%-13.2pp | 69.1%-21.3pp | 69.9%-22.0pp |
| Annual return | -9.58% | -36.63%+27.0pp | -4.08%-5.5pp | -9.96%+0.4pp |
| Employer contribution / active EE | $861 | $1,414-39.1% | $2,566-66.4% | $2,111-59.2% |
| Participant deferral / active EE | $1,380 | $2,360-41.5% | $3,568-61.3% | $3,350-58.8% |
| Admin fee / account holder | $234 | $510-54.1% | $4,507-94.8% | $521-55.1% |