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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,019 | $106,280-6.8% | $96,538+2.6% | $139,487-29.0% |
| Participation rate | 20.0% | 77.8%-57.8pp | 74.3%-54.3pp | 80.3%-60.3pp |
| Annual return | 20.41% | 38.48%-18.1pp | 35.74%-15.3pp | 373.84%-353.4pp |
| Employer contribution / active EE | $1,645 | $4,107-60.0% | $3,740-56.0% | $4,755-65.4% |
| Participant deferral / active EE | $3,518 | $5,457-35.5% | $4,880-27.9% | $6,713-47.6% |
| Admin fee / account holder | $0 | $7,888-100.0% | $6,737-100.0% | $11,407-100.0% |