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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,945 | $133,998-49.3% | $112,263-39.5% | $134,545-49.5% |
| Participation rate | 21.7% | 78.6%-56.8pp | 75.1%-53.3pp | 81.2%-59.5pp |
| Annual return | -17.97% | 47.17%-65.1pp | 27.49%-45.5pp | 418.37%-436.3pp |
| Employer contribution / active EE | $1,175 | $4,040-70.9% | $3,636-67.7% | $4,742-75.2% |
| Participant deferral / active EE | $2,675 | $5,292-49.5% | $4,729-43.4% | $6,401-58.2% |
| Admin fee / account holder | $0 | $7,493-100.0% | $6,410-100.0% | $11,431-100.0% |