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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $162,462 | $175,257-7.3% | $149,717+8.5% | $139,456+16.5% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 19.27% | 166.70%-147.4pp | 134.41%-115.1pp | 373.45%-354.2pp |
| Employer contribution / active EE | $12,421 | $5,477+126.8% | $4,820+157.7% | $4,753+161.3% |
| Participant deferral / active EE | $10,217 | $6,521+56.7% | $5,682+79.8% | $6,711+52.2% |
| Admin fee / account holder | $780 | $16,156-95.2% | $13,213-94.1% | $11,407-93.2% |