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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,182 | $118,708-58.6% | $98,920-50.3% | $158,966-69.1% |
| Participation rate | 54.5% | 77.8%-23.3pp | 76.0%-21.5pp | 82.0%-27.4pp |
| Annual return | 22.32% | 372.49%-350.2pp | 196.47%-174.2pp | 302.95%-280.6pp |
| Employer contribution / active EE | $952 | $3,334-71.5% | $2,689-64.6% | $4,762-80.0% |
| Participant deferral / active EE | $2,795 | $5,089-45.1% | $4,245-34.2% | $5,983-53.3% |
| Admin fee / account holder | $0 | $10,134-100.0% | $6,643-100.0% | $11,250-100.0% |