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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,982 | $211,946-51.4% | $169,452-39.2% | $135,379-23.9% |
| Participation rate | 66.7% | 82.6%-16.0pp | 77.8%-11.1pp | 82.6%-16.0pp |
| Annual return | -6.78% | 3.26%-10.0pp | 1.83%-8.6pp | 519.79%-526.6pp |
| Employer contribution / active EE | $2,000 | $5,117-60.9% | $4,157-51.9% | $4,779-58.1% |
| Participant deferral / active EE | $14,333 | $6,075+135.9% | $5,277+171.6% | $5,609+155.5% |
| Admin fee / account holder | $756 | $11,472-93.4% | $9,110-91.7% | $10,828-93.0% |