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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,188 | $232,540-63.8% | $185,117-54.5% | $147,586-43.0% |
| Participation rate | 66.7% | 82.4%-15.7pp | 77.3%-10.6pp | 82.8%-16.2pp |
| Annual return | 18.29% | 43.03%-24.7pp | 40.50%-22.2pp | 578.59%-560.3pp |
| Employer contribution / active EE | $3,000 | $5,195-42.3% | $4,182-28.3% | $4,876-38.5% |
| Participant deferral / active EE | $14,000 | $5,834+140.0% | $5,045+177.5% | $5,439+157.4% |
| Admin fee / account holder | $529 | $10,275-94.9% | $8,159-93.5% | $10,886-95.1% |