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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,382 | $118,877+6.3% | $96,570+30.9% | $167,536-24.6% |
| Participation rate | 52.6% | 75.5%-22.9pp | 69.8%-17.2pp | 82.1%-29.5pp |
| Annual return | 10.93% | 50.50%-39.6pp | 37.79%-26.9pp | 478.82%-467.9pp |
| Employer contribution / active EE | $1,446 | $3,121-53.7% | $2,357-38.7% | $4,839-70.1% |
| Participant deferral / active EE | $2,443 | $4,617-47.1% | $3,849-36.5% | $6,342-61.5% |
| Admin fee / account holder | $2,066 | $8,069-74.4% | $6,182-66.6% | $12,315-83.2% |