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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,702 | $112,933-9.1% | $90,970+12.9% | $158,982-35.4% |
| Participation rate | 47.6% | 74.7%-27.1pp | 69.0%-21.4pp | 82.0%-34.3pp |
| Annual return | 8.49% | 215.82%-207.3pp | 134.60%-126.1pp | 302.99%-294.5pp |
| Employer contribution / active EE | $1,521 | $2,893-47.4% | $2,122-28.3% | $4,763-68.1% |
| Participant deferral / active EE | $2,401 | $4,128-41.8% | $3,373-28.8% | $5,983-59.9% |
| Admin fee / account holder | $3,153 | $8,047-60.8% | $5,961-47.1% | $11,252-72.0% |