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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,160 | $185,883-62.8% | $170,043-59.3% | $139,466-50.4% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 17.09% | 60.54%-43.5pp | 53.40%-36.3pp | 373.66%-356.6pp |
| Employer contribution / active EE | $2,813 | $7,596-63.0% | $6,790-58.6% | $4,754-40.8% |
| Participant deferral / active EE | $2,296 | $11,626-80.2% | $10,410-77.9% | $6,712-65.8% |
| Admin fee / account holder | $895 | $15,393-94.2% | $12,824-93.0% | $11,409-92.2% |