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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,436 | $165,399-73.1% | $149,745-70.3% | $158,982-72.0% |
| Participation rate | 95.0% | 84.6%+10.4pp | 82.5%+12.5pp | 82.0%+13.0pp |
| Annual return | -2.12% | 348.34%-350.5pp | 276.72%-278.8pp | 302.99%-305.1pp |
| Employer contribution / active EE | $4,976 | $5,105-2.5% | $4,646+7.1% | $4,763+4.5% |
| Participant deferral / active EE | $6,482 | $7,183-9.8% | $6,843-5.3% | $5,983+8.3% |
| Admin fee / account holder | $5,954 | $10,811-44.9% | $9,312-36.1% | $11,252-47.1% |