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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,985 | $148,582+52.8% | $135,942+67.0% | $139,456+62.8% |
| Participation rate | 50.0% | 83.9%-33.9pp | 81.9%-31.9pp | 80.3%-30.3pp |
| Annual return | 14.77% | 79.26%-64.5pp | 68.28%-53.5pp | 373.45%-358.7pp |
| Employer contribution / active EE | $3,088 | $5,245-41.1% | $4,858-36.4% | $4,753-35.0% |
| Participant deferral / active EE | $14,625 | $8,101+80.5% | $7,759+88.5% | $6,711+117.9% |
| Admin fee / account holder | $202,823 | $12,402+1535.4% | $10,764+1784.3% | $11,407+1678.1% |