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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $238,420 | $150,445+58.5% | $136,297+74.9% | $147,585+61.5% |
| Participation rate | 25.0% | 84.4%-59.4pp | 81.9%-56.9pp | 82.8%-57.8pp |
| Annual return | 16.12% | 1049.14%-1033.0pp | 5156.16%-5140.0pp | 578.57%-562.5pp |
| Employer contribution / active EE | $1,050 | $5,256-80.0% | $4,696-77.6% | $4,876-78.5% |
| Participant deferral / active EE | $6,000 | $6,631-9.5% | $6,247-4.0% | $5,439+10.3% |
| Admin fee / account holder | $856 | $10,906-92.1% | $9,244-90.7% | $10,885-92.1% |