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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,668 | $217,427-3.1% | $185,837+13.4% | $167,518+25.8% |
| Participation rate | 91.7% | 86.0%+5.6pp | 81.7%+10.0pp | 82.1%+9.6pp |
| Annual return | 11.92% | 148.39%-136.5pp | 122.08%-110.2pp | 478.71%-466.8pp |
| Employer contribution / active EE | $7,914 | $5,874+34.7% | $5,168+53.1% | $4,838+63.6% |
| Participant deferral / active EE | $5,559 | $6,357-12.5% | $5,568-0.2% | $6,342-12.3% |
| Admin fee / account holder | $348 | $19,816-98.2% | $16,241-97.9% | $12,312-97.2% |