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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE CO OF AM Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $95,666 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $27,001 |
Filed as: SENTINEL BENEFITS GROUP INC. Service code 13 55 WALKERS BROOK DR · READING, MA 01867 | Contract Administrator | $5,255 |
EVEREN SECURITIES INC3+ years Service code 55 10700 WHEAT FIRST DRIVE · GLEN ALLEN, VA 23060 | Other Commissions | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,261 | $82,978+2.8% | $130,270-34.6% | $74,473+14.5% |
| Participation rate | 90.5% | 73.7%+16.8pp | 76.3%+14.2pp | 70.7%+19.8pp |
| Annual return | 16.55% | 123.05%-106.5pp | 38.89%-22.3pp | 34.36%-17.8pp |
| Employer contribution / active EE | $4,646 | $3,391+37.0% | $4,128+12.6% | $2,638+76.1% |
| Participant deferral / active EE | $7,078 | $5,370+31.8% | $6,797+4.1% | $4,530+56.2% |
| Admin fee / account holder | $303 | $354-14.4% | $6,022-95.0% | $347-12.7% |