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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,016 | $185,312+18.7% | $161,489+36.2% | $154,746+42.2% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 7.87% | 103.84%-96.0pp | 89.72%-81.9pp | 172.34%-164.5pp |
| Employer contribution / active EE | $16,682 | $4,769+249.8% | $4,268+290.8% | $4,379+280.9% |
| Participant deferral / active EE | $11,060 | $6,350+74.2% | $5,630+96.5% | $6,730+64.3% |
| Admin fee / account holder | $6,658 | $18,654-64.3% | $16,006-58.4% | $14,365-53.7% |