Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: COMMONWEALTH EQUITY SERVICES LLC DB Service code 27 29 SAWYER RD · WALTHAM, MA 024533483 | Advisory (Plan) | $13,096 |
MOSS,KRUSICK & ASSOCIATES ,LLC7+ years Service code 10 501 S NEW YORK AVENUE SUITE 100 · WINTER PARK, FL 32789 | Accounting | $6,200 |
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $1,900 |
Filed as: ADVISED ASSETS GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $866 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,290 | $30,555+81.0% | $80,741-31.5% | $86,821-36.3% |
| Participation rate | 10.7% | 37.2%-26.6pp | 54.2%-43.5pp | 72.3%-61.6pp |
| Annual return | 11.67% | 30.35%-18.7pp | 87.30%-75.6pp | 97.94%-86.3pp |
| Employer contribution / active EE | $0 | $472-100.0% | $1,160-100.0% | $2,406-100.0% |
| Participant deferral / active EE | $408 | $1,050-61.1% | $2,145-81.0% | $4,132-90.1% |
| Admin fee / account holder | $350 | $135+158.5% | $3,380-89.6% | $170+106.5% |