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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,112 | $105,145+159.7% | $94,664+188.5% | $139,466+95.8% |
| Participation rate | 87.5% | 82.4%+5.1pp | 80.8%+6.7pp | 80.3%+7.2pp |
| Annual return | 24.70% | 38.09%-13.4pp | 156.84%-132.1pp | 373.66%-349.0pp |
| Employer contribution / active EE | $4,116 | $4,107+0.2% | $3,673+12.1% | $4,754-13.4% |
| Participant deferral / active EE | $8,663 | $7,599+14.0% | $7,417+16.8% | $6,712+29.1% |
| Admin fee / account holder | $78,103 | $8,972+770.5% | $7,222+981.5% | $11,409+584.6% |