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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,365 | $183,592-49.7% | $155,574-40.6% | $145,877-36.7% |
| Participation rate | 76.9% | 82.7%-5.8pp | 78.2%-1.3pp | 80.3%-3.4pp |
| Annual return | 10.27% | 61.37%-51.1pp | 64.87%-54.6pp | 551.28%-541.0pp |
| Employer contribution / active EE | $4,707 | $5,317-11.5% | $4,676+0.7% | $4,663+1.0% |
| Participant deferral / active EE | $2,882 | $6,466-55.4% | $5,629-48.8% | $6,691-56.9% |
| Admin fee / account holder | $1,496 | $19,316-92.3% | $15,914-90.6% | $13,402-88.8% |