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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,351 | $175,231-69.0% | $149,696-63.7% | $139,466-61.0% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 15.33% | 166.77%-151.4pp | 134.46%-119.1pp | 373.66%-358.3pp |
| Employer contribution / active EE | $5,718 | $5,478+4.4% | $4,821+18.6% | $4,754+20.3% |
| Participant deferral / active EE | $3,038 | $6,521-53.4% | $5,682-46.5% | $6,712-54.7% |
| Admin fee / account holder | $1,346 | $16,155-91.7% | $13,212-89.8% | $11,409-88.2% |