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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,365 | $183,539-49.7% | $155,556-40.6% | $145,897-36.7% |
| Participation rate | 76.9% | 82.7%-5.8pp | 78.2%-1.3pp | 80.3%-3.4pp |
| Annual return | 10.27% | 61.31%-51.0pp | 64.84%-54.6pp | 552.29%-542.0pp |
| Employer contribution / active EE | $4,707 | $5,315-11.4% | $4,675+0.7% | $4,663+1.0% |
| Participant deferral / active EE | $2,882 | $6,467-55.4% | $5,631-48.8% | $6,689-56.9% |
| Admin fee / account holder | $1,496 | $19,275-92.2% | $15,885-90.6% | $13,390-88.8% |