| Provider | Service type | Compensation |
|---|---|---|
EPIC RETIREMENT PLAN SERVICES3+ years Filed as: NESTEGGS RETIREMENT PLAN SVCS, LLC Service code 12 · EIN 59-3664112 10407 CENTURION PARKWAY NORTH · JACKSONVILLE, FL 32256 | Recordkeeping fees; Investment manage... | $110,189 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,181 | $45,109+26.8% | $85,240-32.9% | $77,762-26.5% |
| Participation rate | 69.8% | 48.7%+21.1pp | 67.5%+2.3pp | 70.6%-0.8pp |
| Annual return | 135.18% | 79.55%+55.6pp | 66.75%+68.4pp | 31.27%+103.9pp |
| Employer contribution / active EE | $1,677 | $1,602+4.7% | $2,735-38.7% | $2,728-38.5% |
| Participant deferral / active EE | $3,965 | $2,814+40.9% | $4,527-12.4% | $4,651-14.7% |
| Admin fee / account holder | $322 | $915-64.8% | $6,165-94.8% | $433-25.6% |