Participant contribution per participant is in the bottom quintile of the peer cohort.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,024 | $100,272-36.1% | $170,055-62.4% | $74,478-14.0% |
| Participation rate | 92.3% | 87.4%+4.9pp | 87.0%+5.3pp | 70.7%+21.5pp |
| Annual return | 622.29% | 66.12%+556.2pp | 53.43%+568.9pp | 34.37%+587.9pp |
| Employer contribution / active EE | $902 | $4,266-78.9% | $6,790-86.7% | $2,637-65.8% |
| Participant deferral / active EE | $1,880 | $7,147-73.7% | $10,410-81.9% | $4,530-58.5% |
| Admin fee / account holder | $3,186 | $235+1257.8% | $12,828-75.2% | $347+817.9% |