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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,724 | $75,832-72.7% | $147,617-86.0% | $59,633-65.2% |
| Participation rate | 45.5% | 71.6%-26.1pp | 84.6%-39.2pp | 68.7%-23.2pp |
| Annual return | -2.10% | 0.37%-2.5pp | 61.98%-64.1pp | 2041.45%-2043.6pp |
| Employer contribution / active EE | $915 | $3,485-73.8% | $5,564-83.6% | $2,203-58.5% |
| Participant deferral / active EE | $1,923 | $3,131-38.6% | $4,895-60.7% | $3,192-39.8% |
| Admin fee / account holder | $921 | $5,986-84.6% | $11,612-92.1% | $4,297-78.6% |