Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
PRINCIPAL LIFE INSURANCE COMPANY1+ years Service code 13 · EIN 42-0127290 711 HIGH ST · DES MOINES, IA 50392 | Contract Administrator | $5,354 |
MORGAN STANLEY SMITH BARNEY1+ years Filed as: MORGAN STANLEY INS SERVICES INC Service code 49 · EIN 51-0116113 201 PLAZA TWO 7TH FLOOR · JERSEY CITY, NJ 07311 | Other Services | $0 |
WILSHIRE ASSOCIATES INCORPORATED1+ years Service code 27 · EIN 95-2755361 PRINCIPAL LIFE INSURANCE · DES MOINES, IA 50392 | Advisory (Plan) | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,304 | $46,360-21.7% | $147,618-75.4% | $52,331-30.6% |
| Participation rate | 58.7% | 64.9%-6.3pp | 84.6%-25.9pp | 68.1%-9.4pp |
| Annual return | -1.40% | 1.62%-3.0pp | 61.98%-63.4pp | 4.54%-5.9pp |
| Employer contribution / active EE | $1,106 | $2,126-48.0% | $5,565-80.1% | $1,882-41.2% |
| Participant deferral / active EE | $3,990 | $2,258+76.7% | $4,895-18.5% | $3,022+32.0% |
| Admin fee / account holder | $54 | $766-92.9% | $11,612-99.5% | $592-90.9% |