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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,387 | $127,386-66.7% | $115,037-63.2% | $125,393-66.2% |
| Participation rate | 88.9% | 84.2%+4.7pp | 81.4%+7.5pp | 83.2%+5.7pp |
| Annual return | -2.18% | 31.28%-33.5pp | 26.14%-28.3pp | 282.23%-284.4pp |
| Employer contribution / active EE | $1,711 | $5,166-66.9% | $4,608-62.9% | $4,866-64.8% |
| Participant deferral / active EE | $7,644 | $6,423+19.0% | $6,026+26.8% | $5,351+42.8% |
| Admin fee / account holder | $6,941 | $9,516-27.1% | $8,175-15.1% | $9,541-27.3% |