Retirement plan

EARLY LEARNING COALITION PNTSA PLAN TYPE 403 (B)

Name: EARLY LEARNING COALITION OF THE PASCO AND HERNANDO COUNTIES INC. - EARLY LEARNING COALITION PNTSA PLAN TYPE 403 (B) (2022) Form 5500
Creator: EARLY LEARNING COALITION OF THE PASCO AND HERNANDO COUNTIES INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EARLY LEARNING COALITION PNTSA PLAN TYPE 403 (B), EARLY LEARNING COALITION OF THE PASCO AND HERNANDO COUNTIES INC.

EARLY LEARNING COALITION OF THE PASCO AND HERNANDO COUNTIES INC.EIN 59-3639528Plan #002PY 2022

15506 COUNTY LINE ROAD - SPRING HILL, FL 34610727-233-8291phelc.orgLinkedIn11-50 employeesnon-profit organization management

Prospect flagsHigh feesLow fidelity bond

How to read this page

Total assets (EOY)

$1.6M

-11.5% from 2021

Total participants

+11.4% from 2021

Average account balance

$40,703

-20.6% from 2021

Annual return

-17.33%

-44.52 pp from 2021

Benchmarks

See 19,709 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants25-99

Cohort19,709 peers

Snapshot2022

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.72M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$24K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

0 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

0.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$268K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+6.96%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2G2L

Plan features

2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2L
Code section 403(b)(1) arrangement
Plan uses a Code section 403(b)(1) annuity contract as a funding vehicle.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$104K

$2658 / participant

Other / not subdivided$104K100.0%

% of EOY assets

6.529%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$40,703

$73,839-44.9%

$143,788-71.7%

$68,495-40.6%

Participation rate

100.0%

66.7%+33.3pp

80.3%+19.7pp

67.9%+32.1pp

Annual return

-17.33%

1.01%-18.3pp

-0.03%-17.3pp

-7.84%-9.5pp

Employer contribution / active EE

$2,880

$3,184-9.5%

$4,952-41.8%

$2,596+10.9%

Participant deferral / active EE

$2,462

$3,384-27.3%

$5,638-56.3%

$4,028-38.9%

Admin fee / account holder

$2,658

$5,755-53.8%

$14,675-81.9%

$5,403-50.8%

EARLY LEARNING COALITION PNTSA PLAN TYPE 403 (B)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EARLY LEARNING COALITION PNTSA PLAN TYPE 403 (B)

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion