Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,952 | $39,132-18.3% | $57,196-44.1% | $62,881-49.2% |
| Participation rate | 33.8% | 70.5%-36.6pp | 75.3%-41.5pp | 69.3%-35.5pp |
| Annual return | 8.57% | 9.24%-0.7pp | 14.59%-6.0pp | 20.14%-11.6pp |
| Employer contribution / active EE | $468 | $1,874-75.0% | $2,683-82.6% | $2,281-79.5% |
| Participant deferral / active EE | $676 | $2,374-71.5% | $3,096-78.2% | $3,203-78.9% |
| Admin fee / account holder | $1,726 | $2,594-33.5% | $3,141-45.0% | $4,296-59.8% |