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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,976 | $138,102-92.8% | $125,381-92.0% | $134,532-92.6% |
| Participation rate | 79.2% | 84.5%-5.3pp | 82.4%-3.2pp | 81.2%-2.1pp |
| Annual return | -24.72% | 750.73%-775.4pp | 572.31%-597.0pp | 418.27%-443.0pp |
| Employer contribution / active EE | $2,387 | $5,245-54.5% | $4,815-50.4% | $4,741-49.7% |
| Participant deferral / active EE | $3,413 | $7,801-56.2% | $7,448-54.2% | $6,401-46.7% |
| Admin fee / account holder | $729 | $11,568-93.7% | $10,007-92.7% | $11,429-93.6% |