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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,977 | $27,924+3.8% | $58,544-50.5% | $75,181-61.5% |
| Participation rate | 14.6% | 38.8%-24.2pp | 50.9%-36.2pp | 67.2%-52.6pp |
| Annual return | 21.70% | 44.20%-22.5pp | 4249.56%-4227.9pp | 160.69%-139.0pp |
| Employer contribution / active EE | $450 | $669-32.8% | $1,053-57.3% | $2,671-83.2% |
| Participant deferral / active EE | $1,394 | $1,202+16.0% | $1,923-27.5% | $4,126-66.2% |
| Admin fee / account holder | $14,893 | $1,726+762.8% | $2,520+491.1% | $5,650+163.6% |